CanadaDebtTools is a free educational resource. We do not give financial advice. See our full disclosure

Free Financial Tools

Simple, honest calculators built for Canadians. No login required. Nothing is saved or shared. Just clear answers to real financial questions.

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Paycheck Survival Calculator

Find out if you will make it to your next payday. Enter your balance, bills, and payday date to get your daily safe spending amount — and a clear picture of where you stand.

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Coming soon

Credit Card Payoff Calculator

See how long it will take to pay off your credit card balance at your current payment, and how much faster you could get there by paying a little more each month.

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Debt-to-Income Calculator

Find out what percentage of your income goes toward debt payments each month, and what that number means for your financial health.

Coming soon

All tools on this page are for educational purposes only. They do not constitute financial advice. Results are estimates based on the numbers you enter and should not be used as the sole basis for financial decisions.